Applying to Penn State

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As you explore the academic choices Penn State offers, keep in mind that a Penn State education is a high-quality education and an excellent investment in your future.

Financing a Penn State education involves a partnership between you and the Penn State Office of Student Aid. Please keep in mind that your student aid may not meet all of your educational costs.  You and your family must be prepared to meet the difference between educational costs and available student aid.

Penn State participates in all federal, state, and institutional student financial aid programs. 

Educational loans are considered a form of student aid, and most Penn State students and their families rely heavily on federal student loans to help finance their education.

Reliance on educational loans as a primary source of aid is a common trend at colleges and universities across the country. At Penn State, 80 percent of all undergraduate students who apply for student aid receive federal student loans as their primary means of student aid.

This guide is designed to give you an overview of the aid application process and provide you with the basic information you need to make applying to Penn State less stressful.